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Buying Or Moving To A New Home With A Disability
While looking for housing, individuals with disabilities face three
major challenges:
affordability, accessibility, and discrimination, according to the
Special Needs Alliance. While housing prices across the country are
experiencing a steady increase, the inclusion of accessible features
has stagnated. According to the Centers for Disease Control and
Prevention, one
in four Americans live
with a disability of some kind, and they face the common challenge
of finding an affordable accessible home.
Moving to a new home is a tedious task as it involves various steps
of researching the market, managing finances, and hiring
professionals to aid you in the process. Here are some tips to help
you out along the way, courtesy of Emil
Ratti.
Find the Right Home
While looking at homes to relocate, focus on the accessibility
features it provides. This includes entrance ramps, accessible bathrooms
and bedrooms, wide
hallways, centralized controls for electronics, and more. While you
can hire professionals to modify your home according to your needs,
it is better to buy an existing home that includes these features.
If
you are planning to buy a home, especially as a first-time
homeowner, here are the various aspects you should consider:
§
Hire a real estate agent who understands your needs. Finding an
accessible home on your own can prove to be difficult due to the
limited options available in the market. An agent will provide
knowledgeable insights and provide you with the best options that
fit your price range. But be aware of potential pitfalls with buying
a home “as-is”.
§
Sound financial
planning is
needed to afford a home. Determine how much of your savings you are
willing to spend as this will have a direct impact on the mortgage
amount you will apply for. Additionally, a strong credit report will
help you get better interest rates on your mortgage and make it
easier for you to afford a house.
§
Connect with a broker to gain assistance in applying for a mortgage.
They can help you gather required
documents,
which include bank statements, tax filings, rental history records,
identification, and more.
§
Once you purchase your house, protect it with a warranty from the best
home warranty company. A
home warranty will help ensure that you’re not caught out by the
cost of sudden expensive repairs.
Plan a Smooth Moving Experience
The first step is to make a checklist for packing. This list should
include all the items you choose to move from your existing home to
the new one. While making the list, identify items that you no
longer need, such as old furniture, utensils, clothes, etc., and
discard them. The fewer things you decide to move with, the easier
and cheaper it will be.
Second, hire
professional movers to
help you pack. Movers will do all the heavy-lifting while you can
supervise the handling of your most fragile and important items.
Yes, you will incur a cost to avail of their service, but you will
save time and effort and ensure that all your belongings are moved
safely.
During unpacking, make
a plan beforehand
on how you want to place furniture and supplies in your new home.
The most effective way is to go room-by-room and organize items how
you want them. It can be difficult to move large furniture once
movers are gone, so it’s a must to already have a layout in mind.
Lastly, pack essential items separately to have ease of access after
moving. Essentials can include hygiene kits, clothes, food, water,
chargers, medication, and other electronics you deem necessary.
Taking the help of professionals such as real estate agents and
movers will make the process of buying and moving to your new home
convenient and affordable, whether or not you have a disability.
Take time to plan out the process beforehand, and ask for help from
friends, neighbors, and family members.
If
you need real estate services in New Jersey or around the country,
trust the experience of Realtor Emil Ratti. Emil works with a
national referring service.
Article Submitted (2022) By:
Andrea Needham
https://www.eldersday.org/
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