Emil Ratti
Sales Associate

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Certified New Home Specialist

Residential Construction Certified

Senior Real Estate Specialist

Coldwell Banker

Spring coming March 19...



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 Willow Creek - Fair Lawn NJ 

March Holidays  

March 2 Read Across America Day
March 6 National Oreo Day
March 8 Daylight Saving Begins
March 12 World Kidney Day
March 19 Spring Starts
March 23 National Puppy Day
March 25 National Waffle Day

January Housing Stats
Click To view local Monthly Housing Stats 2012 - 2020

Market Absorption Rate 
See each county below. 

Seller's Market

Normal Market

Buyer's Market

2 3 4 5 6 7 8 9 10
An Absorption Rate of  7 or higher is a Buyer's Market
Bergen County
Absorption Rate =  
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New Listings:
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Average Days On Market:
Essex County
Absorption Rate =   4.36
Seller's Market
New Listings:
Sold Listings:
Average Sale Price:
Average Days On Market:

Passaic County
Absorption Rate =   4.71
Seller's Market
New Listings:
Sold Listings:
Average Sale Price:
Average Days On Market:
Morris County
Absorption Rate =   5.18
Normal Market
New Listings:
Sold Listings:
Average Sale Price:
Average Days On Market:

Sussex County
Absorption Rate =   5.8

Normal Market
New Listings:
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Average Sale Price:
Average Days On Market:
New Jersey
Real Estate

Public State and County Reports


From The National Association of Realtors®

New Guidance on Assistance Animals

Tuesday, January 28, 2020, HUD released new guidance on "Assessing Person's Request to Have an Animal as a Reasonable Accommodation Under the Fair Housing Act". This supersedes the previous guidance issued in 2013. The rule outlines what information a housing provider can request and consider when deciding to grant a reasonable accommodation.

Read full article...

Existing-Home Sales Climb 3.6% in December

Existing-home sales grew in December, bouncing back after a slight fall in November, according to the National Association of Realtors®. Although the Midwest saw sales decline, the other three major U.S. regions reported meaningful growth last month.

Read full article...

How to Get Rid Of Humidity In Your Basement Without a Dehumidifer
If you are looking for a cheaper method then there are numerous things you can do that are cost-effective and help to remove moisture in the basement. There are a number of plants that remove moisture from the air such as Reed Palms, Peace Lily's and Boston Ferns - all of which also thrive in low light conditions. Alternatively, there are a number of commercial desiccants available which are actually quite cheap which trap the moisture - they will need to be changed out semi-regularly though. There are numerous other tips on cheap ways to remove moisture from a basement over at Essential Home and Garden.

7 Bits & Parts of a House Most New Homeowners Can't Identify

If only homes were as user-friendly as a smart phone when you've got a problem. Need a ride? There's an app for that. Food? that too. Need to stop your toilet from overflowing? Oops, there's no app for that

Read full report...

Code of Ethics and Standards of Practice 
of the National Association of Realtors®
Effective January 1, 2019

Realtors® Duties to Clients and Customers

Article 3
Realtors® shall cooperate with other brokers except when cooperation is not in the client's best interest. The obligation to cooperate does not include the obligation to share commissions, fees, or to otherwise compensate another broker.

Typing subject to errors.

Senior Resources
AARP - Main web site 
AARP - New Jersey Web Site
NJ Department of Health & Senior Services
NJ Senior Services 
NJ Frequently asked questions
NJ Seniors Golf Association - Tournaments
Retirement Living Resources
Long Distance Moving Guide 
Mortgage Refinance Companies

Other Resources
Home Ownership for People With Disabilities

Fully Accessible Guide to Smart Home Tech  for the Disabled and Elderly

Mortgage Calculator


Seller/Buyer Tips 

10 Upgrades Owners Think Are Necessary Before Selling

Many home sellers, keenly aware that buyers are seeking move-in ready properties, believe that certain remodeling projects are necessary in order to sell. In particular, sellers anticipate bathroom and kitchen upgrades to be the most enticing for house hunters, according to a survey from home improvement website Potch.com.

Find out how much certain remodeling projects payback at resale...

Read full article...

Who Pays When Tree Falls On Property Line?

When a neighbor's tree falls over your property line, yell TIMBER, then call your insurance company. Home owners policy should cover tree damage caused by perils like wind and winter storma.

Most policies cover hauling away debris if the mess is associated with house damage; some will comer cleanup even if no structures were harmed.

Read full article...

The National Flood Insurance Program is Extended until September 2020
The House of Representatives voted on a spending package funding the federal government for fiscal year 2020. This package includes the National Flood Insurance Program until September 2020, Terrorism Risk Insurance is extended for 7 years, and the Mortgage Debit relief was included and extended to the end of 2020.
Read full report...

Gen Zers Will Own More Homes Than Millennials in U.S.

The oldest Millennials, who will turn 40 in 2020, have lived through a turbulent decade of housing marked first by the initial recovery from the Great Recession, then the extraordinary home value growth of recent years. Due in large part to a variety of affordability challenges delaying all sorts of major life milestones, the home ownership rate among young people has fallen significantly over the decade. However, fifteen years from now, Gen Z will age into a more favorable market.

Read full report...

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I will even find a Realtor® in your area of interest.

The following are updated monthly...  
New Jersey School Reports
Seniors' Monthly Newsletter
  Seniors on the Move
  You're fired
  Recognizing the signs
  Preview options in advance
  Managing the nitty-gritty
  Orchestrating farewells
  Finding new friends
  Resources - Cross-country move with a senior

Click To view local Monthly Housing Stats 2012 - 2020

*Wire Fraud is Real*.  Before wiring any money, call the intended recipient at a number you know is valid to confirm the instructions.

·  Always personally verify wire instructions.

·  Use only phone numbers that have called before or can otherwise verify are legitimate.

·  Be very suspicious of emails and phone calls with purportedly updated, revised or corrected wiring instructions. It is extremely rare that a lawyer or title agent will change wire instructions during the course of a transaction.

Emil Ratti
Sales Associate
Certified New Home Specialist
Residential Construction Certified
Senior Real Estate Specialist




REALTOR® -- A Registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS ® and subscribes to its strict Code of Ethics. Inquiries regarding the Code of Ethics should be directed to the board in which a REALTOR® holds membership.

E-mail me at  remove@edrc.com  to be removed from newsletter.